Trusted Mortgage Advisors

Not All Lenders Are Created Equal

We close faster, communicate better, and care more about your success than anyone else in the industry.

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Fast
Quick Closings

Trusted
Client-Focused

Experienced
Industry Leaders

Why Smart Borrowers Choose Us

Rooted in the heart of our community, we’re a locally owned mortgage company that believes home financing should feel personal, not transactional. As a small-town team, we take the time to understand your goals, answer your questions, and guide you every step of the way with honesty and care.

What sets us apart is the best of both worlds: the warmth and accessibility of a local business, combined with the strength and resources of a nationwide lending network. This means more loan options, competitive rates, and confidence that your financing is backed by proven expertise.

Whether you’re buying your first home, refinancing, or investing, we’re here to make the process simple, transparent, and tailored to you—because in our community, you’re more than a client, you’re a neighbor.

Agent Showing Happy Couple Home

Our Proven Process

We've refined every step to make your home buying journey as smooth as possible

Men Shaking Hands

1

Quick Pre-Approval

Complete our simple application and get pre-approved quickly. Shop with confidence knowing exactly what you can afford.
2

House Hunting Support

Your loan officer is available whenever you need them. We're here to support you through the process.
3

Streamlined Processing

Upload documents easily, track progress in real-time, and communicate directly with your dedicated team.
4

Fast Close

We work efficiently to get you to closing. We handle the details so you can focus on your new home.

How We Compare

The differences are clear

See why choosing us makes all the difference in your mortgage experience. We're committed to providing superior service and support.

What You Get
	Us	Others
Fast pre-approvals
Your own dedicated loan officer
Extended support access
Efficient closing process

Trusted By Our Clients

Real experiences from real homeowners

Reviews

5.0

57 reviews

Write a Review

Michelle Walker

1 year ago

Nick was the best! He is extremely helpful in answering questions walking you through the loan proce ...

Nick was the best! He is extremely helpful in answering questions walking you through the loan process.

1 year ago

Personalized service. All options were explored to make our loan happen. The notary t ...

Personalized service. All options were explored to make our loan happen. The notary that helped us sign final papers was very knowledgeable and helpful. Everyone was pleasant to work with. Would highly recommend.

Mateo Ventura Bruer

1 year ago

Nick and his whole team were responsive, personable, and helpful throughout the entire process. I we ...

Nick and his whole team were responsive, personable, and helpful throughout the entire process. I went through both my original mortgage and refinance with them and can't recommend them highly enough.

1 year ago

As first time homebuyers, we were in the dark about how a lot of things would work beforehand. Nick ...

As first time homebuyers, we were in the dark about how a lot of things would work beforehand. Nick Schneider was amazing in answering all of our questions and walking us through the entire process. He always either answered all of our calls, or immediately called us back. Some questions I'm sure I asked at least a hand full of times, but he was more than happy to answer them multiple times to help us be confident in the homebuying process. I would highly recommend. Thanks Nick!

1 year ago

As a first time home buyer this has been a lot and could have been discouraging. With Karina Bulow-B ...

As a first time home buyer this has been a lot and could have been discouraging. With Karina Bulow-Brown and team I can say that any and all concerns of mine were put to ease with genuine care and encouragement. This experience is unforgettable and will always be a highlight of my life thanks to Karina Bulow-Brown and team. Thank you.

1 year ago

As a first-time homebuyer purchasing a house in the mountains, I couldn’t have asked for a better ex ...

As a first-time homebuyer purchasing a house in the mountains, I couldn’t have asked for a better experience. Karina was incredibly knowledgeable, patient, and thorough—she walked me through every step of the mortgage process and made sure I understood all the nuances. She answered every question I had (and I had a lot!) with clarity and care. I felt fully supported the entire way. Highly recommend working with her!

1 year ago

Bailey was very helpful every step of the way. She was transparent and clear with explaining everyth ...

Bailey was very helpful every step of the way. She was transparent and clear with explaining everything to us, making sure we understood everything. She went above and beyond to make sure we got the best deal that worked for us. We would highly recommend her.

1 year ago

Great service!!!! very friendly and professional

Great service!!!! very friendly and professional

Valarie Goodwin

1 year ago

Helpful, friendly, understanding and trustworthy all you could want mortgage broker.

Helpful, friendly, understanding and trustworthy all you could want mortgage broker.

Brandon Goodwin

1 year ago

We are repeat customers many times over. Nick has always taken care of our needs in a very professio ...

We are repeat customers many times over. Nick has always taken care of our needs in a very professional manner. We have nothing but good things to say...

1 year ago

Highly recommend…Welcoming smiles, courteous service and overall experience of friendship n ...

Highly recommend…Welcoming smiles, courteous service and overall experience of friendship not just another transaction.

1 year ago

Nick and his staff are experts in real estate. Nick made the entire process easy and informative

Nick and his staff are experts in real estate. Nick made the entire process easy and informative

1 year ago

It was great to work with Karina. She was an interesting person to talk to and made an ...

It was great to work with Karina. She was an interesting person to talk to and made an anxious person (me!) feel very comfortable. She found solution to a rather complicated situation.

Coffee with Kay

1 year ago

Nick was extremely easy to work with, very informative, making a scary journey of getting a house lo ...

Nick was extremely easy to work with, very informative, making a scary journey of getting a house loan understandable . He explained everything clearly. And he worked with me to get the best deal I could.

1 year ago

Karina was amazing to work with - supportive, knowledgeable, and great with communication. Went abov ...

Karina was amazing to work with - supportive, knowledgeable, and great with communication. Went above and beyond to make our dreams come true. The overall experience was excellent.

Stephenie Jewett

1 year ago

We were treated with friendly and professional service. Nick is prompt with answering our questions ...

We were treated with friendly and professional service. Nick is prompt with answering our questions and making sure our paperwork was thoroughly explained.

1 year ago

A business is only as good as it's workers. I found the people at Yosemite Mortgage backstopping eac ...

A business is only as good as it's workers. I found the people at Yosemite Mortgage backstopping each other well. If my loan officer is out or on another line, whoever answers the phone can access my case and solve my problem so I don't have to wait for a callback. They are all good hand holders. This was my first experience buying a home by my self - scary. No matter who I talked to they knew what my next was, who it was with and how to contact that person. Speedy service!

1 year ago

Karina was an amazing help in the home purchasing process, she was always available to answer any an ...

Karina was an amazing help in the home purchasing process, she was always available to answer any and all questions in a timely manner. She really made the process easy and pleasurable.

1 year ago

My experience with Yosemite Mortgage was unbelievable! They truly care about their customers and ar ...

My experience with Yosemite Mortgage was unbelievable! They truly care about their customers and are pro-active to make sure their clients don't end up with any surprises. Outstanding company and on a scale of 1-10....their executives are 10+. If you need to do any financial transactions call Nick at Yosemite Mortgage. You will be getting customer service at its highest!

Leiston Trombetta

1 year ago

I had a fantastic experience working with Karina as my loan officer. From the very beginning, she wa ...

I had a fantastic experience working with Karina as my loan officer. From the very beginning, she was professional, knowledgeable, and incredibly responsive to all my questions. She guided me through the entire loan process with patience and clarity, making sure I understood every step. Thanks to her expertise, I felt confident in my decisions and secured a great loan. I highly recommend Karina to anyone looking for a reliable and supportive loan officer!"

1 year ago

The help we experienced at Yosemite Mortgage was beyond what we expected! We did not have a Real est ...

The help we experienced at Yosemite Mortgage was beyond what we expected! We did not have a Real estate agent so they stepped in a provided step by step advice and support. We were beyond pleased to work with them. Super friendly and knowledgeable about our entire process. We are first time Home buyers and it was such a breeze with all their help. They make a great team there. Again very pleased with our experience!

Tisha Castaneda

2 years ago

My son purchased his first home from Nick. Nick was highly professional, knowledgeable, and responsi ...

My son purchased his first home from Nick. Nick was highly professional, knowledgeable, and responsive, always looking out for my son's best interests.

Charlotte Wilson

2 years ago

Karina was a pleasure to work with throughout this entire home buying process. She explained everyth ...

Karina was a pleasure to work with throughout this entire home buying process. She explained everything to me, step by step, and provided me with multiple options. When there were obstacles, she listened and assisted me in getting through the process and meeting timelines. Karina found what would work best for my situation. I can tell she really cares about her clients outcome, not just the transaction. Karina is honest and reliable and I would highly recommend her to friends and family.

2 years ago

Karina and her team made the process of buying a home super easy and I always felt that I was in goo ...

Karina and her team made the process of buying a home super easy and I always felt that I was in good hands. I would recommend Yosemite Mortgage to anyone!

2 years ago

Karina always helps you out. She will do anything to make sure you are taken care of and does her. T ...

Karina always helps you out. She will do anything to make sure you are taken care of and does her. Thanks Karina!

2 years ago

Great experience working with Nick. It was quick and painless, and we were able to close on time. Ni ...

Great experience working with Nick. It was quick and painless, and we were able to close on time. Nick provided us with options for cost savings in terms we could easily understand. He and his team were very responsive to our questions and were proactive in getting us through the process. We appreciate their professionalism and friendly approach. We look forward to working with them in the future should we have an opportunity to refinance.

2 years ago

Great experince with our home loan

Great experince with our home loan

2 years ago

Everybody was super helpful and willing to answer any questions on my journey of buying a home

Everybody was super helpful and willing to answer any questions on my journey of buying a home

2 years ago

Karina and her team are responsive and competent!

Karina and her team are responsive and competent!

3 years ago

Recently purchase a home and worked with Nick's on a loan and escrow. Got pre-approval immediately a ...

Recently purchase a home and worked with Nick's on a loan and escrow. Got pre-approval immediately and closed escrow in 18 days (Dec 11 - Dec 29). Everything went very smoothly.

3 years ago

Nick was so helpful and never made me feel like my questions were dumb. He was available for us and ...

Nick was so helpful and never made me feel like my questions were dumb. He was available for us and always excited to help!

3 years ago

Nick has been awesome through this whole homebuying process. He helped us with every step from our i ...

Nick has been awesome through this whole homebuying process. He helped us with every step from our initial inquiries about what we needed to qualify for a loan to the closing of escrow. As first time homebuyers, his expertise and advice was invaluable. He was willing to jump through all the necessary hoops and discover solutions to all the complications that arose. We would not be in our new home if it wasn't for him. I highly recommend Nick and his team for anyone's homebuying needs.

3 years ago

Friendly, professional and experienced team. Highly recommend

Friendly, professional and experienced team. Highly recommend

3 years ago

Great Team of people to work with. They made the experience of buying my first home great and easy! ...

Great Team of people to work with. They made the experience of buying my first home great and easy! Highly recommend Yosemite Mortgage!

Nicole Bianca-Ramsayer

3 years ago

Fantastic service time after time.

Fantastic service time after time.

Kathleen Vanbruggen

3 years ago

Our agent made the process so easy. This was our first time buying a home so we had a lot of questio ...

Our agent made the process so easy. This was our first time buying a home so we had a lot of questions and needed the process explained a few times (well more than a few). We always felt heard and a top priority. Thank you Scott Rold, for making our home buying experience stress free!

3 years ago

Karina and the Yosemite mortgage team are the best I’ve ever worked with. Great communication. Excel ...

Karina and the Yosemite mortgage team are the best I’ve ever worked with. Great communication. Excellent obstacle resolution skills. This is the second time I’ve closed with them and the sixth closing I’ve experienced overall. I couldn’t recommend them more strongly.

Teresa Allen-Rowe

4 years ago

Nick is just so on top of everything and never makes you feel dumb or like you're a bother when you ...

Nick is just so on top of everything and never makes you feel dumb or like you're a bother when you have lots of questions

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